Your safety and peace of mind matter to us. This travel insurance policy outline explains what you should know, what’s typically covered, and how to use insurance services during your journey.
1. Why You Need Travel Insurance
- We strongly recommend all travelers purchase travel insurance before departure.
- Insurance helps protect you against unexpected events (illness, accidents, cancellations, delays, theft) while you are abroad.
- Having insurance ensures you can enjoy your tour with confidence, knowing you have financial protection.
2. Our Recommended Provider(s)
- We partner or recommend World Nomads (or other reputable insurers) as a reliable option.
- Their online system lets you get a quote by entering:
• Your country of residence
• Trip start and end dates
• Desired coverage plan (e.g. Standard, Explorer) - Once selected, you can purchase coverage directly online (even after you depart).
3. Typical Coverage Elements
Below are common insurance coverages that travel policies include (but always check your specific plan):
| Coverage Type | What It Usually Covers |
|---|---|
| Medical Treatment | Emergency medical care, hospitalization, prescribed medicines when abroad |
| Medical Evacuation / Transport | Transfer to the nearest suitable medical facility, repatriation, travel and lodging costs for a companion |
| Trip Cancellation / Interruption | Refunds for pre-paid, non-refundable trip costs if you must cancel for covered reasons (e.g. sudden illness, natural disaster) |
| Loss, Theft, or Damage to Belongings | Claims for damaged, lost, or stolen personal items (laptops, camera, baggage) subject to plan limits |
| Other Protections | Delay coverage (meals, lodging during delays), emergency assistance, lost documents support |
Be sure to read the full policy wording to see exactly what is covered, what is excluded, and any limits or conditions.
4. Important Exclusions & Limits
- Not all events or circumstances are covered (e.g. pre-existing medical conditions, high-risk activities, certain pandemics, war or terrorism, reckless behaviour).
- Coverage limits will apply (e.g. maximum payout for theft, daily limits for medical, deductible amounts).
- Some insurers require you to notify them promptly in case of illness, theft, or incident.
- Coverage often depends on your country of residence and travel zone.
5. When & How to Use Insurance During the Trip
- In case of illness, accident, or emergency: contact the insurer’s emergency assistance number immediately.
- Keep copies of all medical reports, invoices, and receipts—you will likely need them to file a claim.
- File claims as soon as possible (some policies have deadlines).
- For theft or loss, file a police report locally and retain a copy.
- Maintain all correspondence and proof of the incident for your insurer.
6. Timing & Flexibility
- You can often purchase insurance before departure, but many insurers (like World Nomads) also let you add coverage after departure, within a certain timeframe.
- If your trip dates change, you may need to adjust or reissue your insurance accordingly.
7. Disclaimer & Advisory
- Insurance is a contract between you and the insurer; we act only as a recommendation / facilitator and are not the insurer ourselves.
- We do not guarantee any payout or coverage — final decisions rest with the insurer based on the policy terms.
- Always read the full policy wording before purchase — know what you’re covered for, the exclusions, limits, and claim procedures.
- We cannot reimburse you for claims the insurance denies.
8. Contact & Support for Insurance Matters
If you have questions regarding recommended insurance options, how to file a claim, or related support:
- Email: director@egyptiantours.com
- Phone / WhatsApp: +20 120 715 9843
- Office hours: 24/7 Open
- We can help direct you to insurer contact details, assist with claim documentation guidance, or provide support where possible.
